This isn’t about anything but bureacracy.
Like millions of others we do not own our own home and given we were working as nurses those salaries couldn’t get close to affording one around here if we were still there. So we rent. Not a problem except Jacq needs a downstairs toilet. We become reliant to a huge degree on what are laughingly called ’social services’ and ‘councils’ as Jacq has ‘unmet needs’.
So. We ask for a downstairs toilet. The Occupational Therapist says that will not serve J’s needs forever so no, we cannot have one. She says that we need an extension on the back of the house which can have a bedroom, bathroom, toilet etc. Here is what happens:
- We have to complete detailed financial accounts. This will entail an Accountant’s report as well
- The council consider this.
- The council say they will do the work if we contribute £XXX. Last time we enquired about a downstairs toilet they wanted £18000. Up front.
- We tell them we cannot get a loan (true) but that if they let us pay them back that would not be a problem (also true). Councils don’t do loans. So this stage comes to nothing.
- Next stage. We have to complete detailed financial accounts. This will entail an Accountant’s report as well
- Another part of the council consider this.
- They will again come up with a figure but hopefully less. They also ask up front.
- IF we can meet that, then they give the go-ahead for plans.
- Once plans are set, we enter the next stage.
- We have to complete detailed financial accounts. This will entail an Accountant’s report as well
- They meet to agree the plans and give the final go-ahead
- I am told that following this “things might happen”
But:
- if the neighbour disagrees at the end (shared party wall) it all stops dead.
- if a building survey finds a fault, it all stops dead. (note how these happen at the end?)
- if at any time anywhere between a finance report being done and a meeting to consider our financial circumstances change then that stage is reset. (I asked about exchange rates, and yes, that could affect this bizarrely)
- if the landlord has any objections (which he won’t know til he sees the plans) it stops.
- if an estate agent says that the extension could actually harm the house value (which in this case it could) then obviously it would stop.
Also, if this happened then we would be taken off the housing waiting list because J’s needs were being met - even though it’s privately rented and liable at any time. Even if the landlord agrees to terms his life events would take precedence.
The above is not about us not wanting to pay - we would if they would let us. It is strange that councils can play the money markets but not give loans to the people they are meant to serve.
Accountant’s reports are not cheap.
So all that process, which takes time, energy and too many people and far too many rules, has to be gone through because the occupational therapist says we need an extension on the back of the house.
It’s like they put every obstacle in the way because they don’t want to spend any money.
All we asked for was a downstairs toilet. We don’t want the extension. But we can’t have what we would like, we have to have what they say. Of course we don’t ‘have to’ anything but it seems beyond stupid that what would cost less and take 2 days and is wanted is overruled in favour of something way more expensive which is not wanted and subject to many variables.
Councils. Nonsense.